Salary certificate: How to obtain it and its importance in Saudi Arabia

Salary certificate: How to obtain it and its importance in Saudi Arabia

21.02.2026
8 mins read
A comprehensive guide to the salary certificate from the Saudi Ministry of Human Resources. Learn about its features, its importance for financial transactions, and the steps to obtain it electronically.

Introduction to the digital service

As part of the comprehensive digital transformation underway in the Kingdom of Saudi Arabia, the Ministry of Human Resources and Social Development has launched an online service for issuing salary certificates. This document is an official and reliable record that verifies the monthly income of private sector employees and plays a vital role in numerous government and financial transactions. This service aims to streamline procedures for both employees and employers, reducing the need for traditional paper-based processes.

The general context within Vision 2030

The digital salary certificate service is part of the government initiatives to achieve the goals of Saudi Vision 2030, which aims to build an advanced digital economy and an efficient e-government. Before this transformation, obtaining a salary certificate required complex paperwork and multiple signatures from the company's human resources department, consuming considerable time and effort. Today, this process can be completed with just a few clicks through approved electronic platforms such as "Qiwa," reflecting the Kingdom's commitment to enhancing transparency, improving the work environment, and increasing the efficiency of services provided to citizens and residents.

The importance and impact of a salary certificate

The importance of this certificate lies in its being an essential document indispensable for many daily transactions. Locally, employees need it to present to banks and financial institutions to obtain personal loans, mortgages, or credit cards. It is also necessary when signing residential lease agreements, sponsoring family members, or even in certain legal proceedings that require proof of income. By standardizing the source of this certificate, making it digital, and authenticating it with the Ministry, the possibility of forgery is eliminated, data accuracy is ensured, and trust in the labor market is strengthened.

Regionally and internationally, this accredited document is gaining added importance for residents of the Kingdom, as they can use it to prove their income when applying for visas to travel to other countries or to complete financial transactions in their home countries. This reinforces the Kingdom's position as an attractive work environment for international talent by providing administrative services that meet the highest global standards.

How to obtain a salary certificate electronically

The Ministry of Human Resources and Social Development has made it easy to obtain the certificate through the “Qiwa” electronic platform, and the employee can obtain it by following these steps:

  1. Log in to the employee's account on the Qiwa platform.
  2. Go to the “Services” section and select the “Salary Certificate” service.
  3. Review the displayed data (name, ID/residence number, job title, basic salary details and allowances).
  4. The certificate is issued and uploaded in PDF format, where it is documented and ready for immediate use.

The certificate issued by the platform is distinguished by the fact that it does not require a signature or stamp from the employer, as it carries a quick response code (QR Code) that any entity can verify electronically, thus ensuring the highest levels of reliability and security.

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