The financial sector in Saudi Arabia has witnessed remarkable development, reflecting the strength of the national economy and the attractiveness of the investment environment. The latest statistical data reveals a significant leap in the assets of public investment funds (both local and foreign) in the Saudi financial market. These assets totaled approximately SAR 217.9 billion by the end of the third quarter of 2025, representing a substantial annual growth rate of 36.1% , equivalent to an increase of SAR 57.9 billion compared to the same period in 2024, which recorded SAR 160.1 billion.
Growth context and Vision 2030
These figures cannot be viewed in isolation from the massive economic transformation spearheaded by the Kingdom under Vision 2030 , specifically the Financial Sector Development Program. These strategies aim to diversify income sources and promote a culture of saving and institutional investment, moving away from complete reliance on direct individual investment. The steady growth in the size of fund assets is tangible evidence of the success of the regulatory reforms implemented by the Capital Market Authority, which have contributed to increased transparency and governance, thereby bolstering the confidence of both local and foreign investors in the Saudi market as a safe and promising investment destination.
Quarterly and annual performance details
According to the Capital Market Authority's quarterly statistical bulletin, growth was not limited to the year-on-year level; assets also recorded quarterly growth of 5.7% , an increase of SAR 11.7 billion compared to the second quarter of this year, when assets stood at SAR 206.2 billion. This continued upward trend indicates a steady flow of cash into regulated investment channels.
Dominance of local assets and portfolio diversification
The data clearly showed the dominance of domestic investment assets, which formed the cornerstone of this growth, rising by 39% year-on-year to reach SAR 186.9 billion , thus capturing the lion's share at 86% of total assets. Meanwhile, foreign investments were also present, with foreign assets growing by 21.1% to reach SAR 31.1 billion.
In terms of asset allocation, local money market transactions the way with a value of SAR 75.6 billion (34.7% of the total), reflecting the strong demand from a broad segment of investors for low-risk, highly liquid investment instruments. This was followed by local equity assets at SAR 46.6 billion, and then Real Estate Investment Trusts (REITs), which continued their appeal with a value of SAR 28.9 billion, supported by the Kingdom's urban development and major projects.
Economic impact and increased investor base
This positive momentum was reflected in the investor base, with the number of subscribers to public funds exceeding 1.59 million , representing an annual increase of over 23,000 subscribers. The number of investment funds offered also increased to 346, with 36 new funds added compared to the previous year.
This growth carries important economic implications, as the increase in managed assets contributes to enhancing the depth of the financial market, providing the necessary liquidity to finance private sector development projects, in addition to its role in institutionalizing the Saudi financial market to become more stable and less exposed to sharp fluctuations, thus consolidating the Kingdom’s position as a leading regional and international financial center.
